Compare the cost in points or miles to cash, and see which option is best. The information provided is for informational purposes only and should not be considered financial, tax or legal advice. Want more credit card news and advice from TPG? Box 323 Two of the most popular credit card families are AMEX and Chase, and both are known for their reward points. Our points-obsessed staff uses a plethora of credit cards on a daily basis. Jan 28, 2022. 4. It has a $99 annual fee, but the fee is waived for the first 12 months. However, if you plan to travel internationally, a Visa or Mastercard may be a better option for you. 6. Most Visa Platinum cards require a credit score in the 600s. Can you pay off a 72 month car loan early? Visa offers 3 levels of benefits for its cards. Finding a PCR test to return to the traveler's home country. In the U.S., American Express has virtually the same network size as Mastercard or Visa. Winner: The Amex Platinum takes the lead in this first category, especially if you are targeted for an elevated offer through CardMatch. The same thing goes for travel itineraries unless you're going to a remote island in a far corner of the world, all concierges should have access to the same flight options for you. If you have lost your Visa card, we can help block your account, send a replacement card and provide emergency cash. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Examples of other companies that use the American Express payment network include Bank of America, BBVA Compass, Citigroup, U.S. Bank, USAA, and Wells Fargo. However, internationally, American Express cards are accepted in 160 countries worldwide, compared to Visa and Mastercard that are both accepted in more than 200 countries. Welcome Offer: Earn 120,000 Membership Rewards points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership. When you are issued an American Express card, you will only deal with American Express. Most Visa Platinum cards require a credit score in the 600s. Visa Infinite vs. In addition, as an Amazon Associate we earn from qualifying purchases. This would certainly be my best option since I would have minimal luggage with me. The annual fee is $400 per year and includes some attractive benefits that are fairly competitive. Over the last few years, the explosion of premium credit cards, such as The Platinum Card from American Express, the Chase Sapphire Reserve and the Citi Prestige Card, has made several luxury travel perks readily available to most consumers. That means your 60,000 points could be worth $900 instead of $600. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money. As luck would have it, my own laziness created the perfect opening. While Visa Infinite Concierge was the first to respond to me with initial restaurant recommendations, I didn't receive the full details of my request until nine days later. There are a host of benefits geared toward taking your stay at Marriott properties to the next level. We may be compensated when you click on links from one or more of our advertising partners. AMEX Plat's PP Select gets you unlimited visits, but guests are $29. Visa Signature Concierge Service. Terms apply to offers below. I could see how useful consulting a concierge service is, especially regarding the ever-changing requirements for vaccinated travelers and international travel. Here are the best cards for making your trip more comfortable. I needed a request that would give each concierge a chance to show some creativity. American Express AeroplanPlus The fee with the Platinum card is much higher, of course, but if you travel frequently youll make your money back quickly. Youll also get your first bag checked for free (for yourself and up to four companions) when traveling domestically with American Airlines on the same reservation. For additional information, please review our advertising disclosure. Earn 5 reward points for every INR 150 spent on fuel. The U.S. Bank Altitude Reserve Card offers several great travel benefits and a lower annual fee. While it's easy to pick a winner for individual categories, it's harder to do so overall. But can Reflex compete with other top cards from Capital One, Indigo, or Chime? The Chase Sapphire Reserve has an annual fee of $550 and is probably the Platinum cards closest competitor. Some networks are more widely accepted, some offer better customer service, and others might be the best choice if you have less than stellar credit. For example, American Express cards are accepted in more than 160 countries worldwide, which lags behind Visa and Mastercard that are both accepted in more than 200 countries. This card is geared for clients who like to fly American Airlines. For an all-in-one solution towards many of lifes common expenses, the Scotiabank Passport Visa Infinite Card packs quite a punch. Visa and Mastercard have traditionally been the main contenders with acceptance at 10.7 million U.S. retailers. For example, if youre hoping to use your points to get a flight on AerLingus, youd want to go with a card that can get you Amex Membership Rewards or Chase Ultimate Rewards. Ltd. Verdict: Once the $200 travel credit is taken into account, the Platinum Cards price point is more favourable. To see the rates and fees for the American Express cards featured, please visit the following links: Platinum Card from American Express: See Rates and Fees. The UBS Visa Infinite Credit Card currently offers a welcome bonus of 25,000 points when you make $3,000 in eligible purchases during the first three months from card account approval. With Mastercard and Visa, you will also have a card issuer which is typically a bank. 4,000. In addition, the card offers special access to tickets (including presale tickets) for thousands of events including sporting events, concerts, dining experiences, and more. However, there are two different phone numbers one dedicated for Visa Signature cardholders and another for Visa Infinite cardholders. 2. Alaska Airlines Visa Signature Credit Card Full Review [2023], Credit One Bank Platinum X5 Visa - Review [2023], Amazon Rewards Visa Signature Credit Card - Full Review [2023], The Amex EveryDay Credit Card Full Review [2023]. Visa Signature benefits are less exclusive and apply to a much larger range of cards, including popular travel credit cards and cash-back credit cards. "Visa Infinite" is a package of superpremium benefits available on certain cards that carry the Visa label. So what does that mean for you? It's worth nothing that the Visa card gets you 6 visits per year, but they can be used on guests as well as yourself. Most Visa Platinum cards require a credit score in the 600s. With a $495 annual fee, this card comes with plenty of statement credits, including a $250 annual airline fee credit and a $500 dining and airport club statement credit. This site does not include all credit card companies or all available credit card offers that are on the market. Each of these three concierge services offered something that the others did not, so if you hold multiple premium credit cards and have access to multiple concierge services, I'd encourage you to utilize them all (provided you have ample time to do so). The first is a Welcome Bonus of 75,000 miles when you spend $4,000 on purchases within the first 3 months of opening the account, equal to $750 in travel. "Visa Infinite" is a package of superpremium benefits available on certain cards that carry the Visa label. You get 3X points on travel worldwide and dining worldwide, 1X everywhere else. You won't earn rewards with the U.S. Bank Visa Platinum Card. Choosing a credit card based on the credit card issuer along with the features of the individual card is more important than choosing based on the credit cards network. Editorial Disclosure:The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. Score: 4.9/5 ( 46 votes ) The Visa Platinum is the second tier of the four Visa credit card types. While on the American Express Aeroplan * Card, you could earn 50,000 points after six months by spending $3,000. My upcoming itinerary to Italy included a 12-hour layover at Athens International Airport (ATH), and I was 100% committed to getting out of the airport and exploring the city a bit since Greece has recently reopened to travelers. Terms Apply. There is a chance that I could receive a follow-up email from them in the near future. Mainly this means that you will contact American Express customer service department for any issue you have with your card, but if you have a Visa, you will contact your cards issuer if you have any issues. It's better than a Visa Classic but less luxurious than a Visa Signature or Visa Infinite. Winner: The clear winner here is Platinum Card Concierge. But as you can see, each network offers different protections, levels of customer service, and even different types of rewards, so its important to factor this into your decision as well. You probably factor in a number of things when picking your next credit card,including the cards travel rewards, cash-back potential, interest rates, and more. The Altitude Reserve card also offers cardmembers 24/7 service to the Visa Infinite Concierge, and you wont pay any foreign transaction fees when you use your card abroad. American Express is both a card issuer AND a payment network. While this is great for simple requests like restaurant reservations, I wanted to speak to a human for a more complicated request. The Gold Card is especially beneficial if you dine at restaurants or order takeout meals frequently. Instead, youd contact the credit card company that issued the card, like Bank of America, Chase, etc. However, this is incorrect since the Uber credit can't be used abroad. You must call UBS or contact your UBS Financial Advisor to apply for the card. However, the biggest budget items like groceries, gas and travel (hotels, etc) are at 1.5 points for the TD Aeroplan Visa Infinite Privilege* Credit Card. What is the difference between Visa Avion Infinite and Platinum? Power, American Express came in first in overall customer satisfaction. If you have lost your Visa card, we can help block your account, send a replacement card and provide emergency cash. In this Indigo Platinum Mastercard review, I cover the card's features, including the positives and negatives, and share some Indigo Mastercard alternatives. These points can be redeemed for travel through UBS's own portal. It has also done well consistently year over year. Winner: While all three concierges did a great job providing me with this information, Visa Infinite Concierge presented the information clearly and concisely, providing estimates tailored to my situation. 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